Thursday, February 10, 2011

The reason we will never....

have the HIGH DEDUCTIBLE insurance plan again...



In January, Clayton started having stomach pain. He went to the doctor and following blood tests and an ultrasound, it was decided his gallbladder was the culprit. He has since changed his diet to a lot less fat and it has felt better. (He has also lost 10 pounds!) Soon after that he got sick. Little did we know it was the flu. He had one horrible night and then went to insta-care. Following a chest x-ray, it was decided he had pneumonia. On Wednesday night, Tanner was walking backwards and tripped over his toy lawnmower and scraped his face on the side of our brick mantel. We once again went to insta-care where they initially told us we may need to go to Primary's to have a plastic surgeon stitch him up. As we waited the bleeding finally slowed and we went back in to the doctor. She came in all ready to do the stitches and I said, "Does he need stitches?" and the doctor said, "It is up to you. It isn't that deep." So we said no and went home. (Side note- who is that doctor to come in and get ready to do stitches when my 18 month old doesn't need them?)

So... if this is any reflection of how the year is going to go for the health of my family, we will never choose the high deductible plan again.

By the way... our deductible is 10,000 dollars!

4 comments:

Lindsey said...

Wow! I'm so sorry! That stinks!

Ann Marie said...

Yikes!! Sorry it has been not raining but "pouring" on you guys lately. 10,000 is crazy unless you have a special need. Wow.

As far as the Gall bladder is concerned... usually they take it out if it's trouble. I'm surprised they just said to eat better.
Hmmmm.
So grateful mine came out 2 years ago... I remember the pain well..

Tim and Ashley Tappana said...

Your deductible is 10,000?!!! Oh my gosh! I've been complaining about switching from our $100 to our $500 one...I'll never complain again. Hopefully this year goes better for you guys...

Paul and Tammy said...

That is the saddest picture ever!!! What a crazy way to start out the year for sure. I can't believe that deductibles that high even exist. Yikes!!